HP Business Financing

HP Business
Financing

Payment solutions to help you
drive success for your business.

Talk to an expert
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0% Leasing
for 36 months1

Upgrade your tech with leases as low as 0%
on select business laptops and desktops.

Learn more

Why Choose HP Business Financing

Finance it all: hardware, software, services and accessories with fixed low monthly payments

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Procure full workforce solutions at a low monthly rate

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Boost productivity and security without a large cash expenditure

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Terms from 12 to 60
months

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$1 Buyout and Fair Market Value (FMV) payment plans available

Financing options

Account

HP Business Leasing

Details

  • Fair Market Value leases

  • $1 Buyout Option leases

How to Apply

How to Checkout

Call Business Advisor:
1-866-625-5949

Min. Purchase

$3,000

Apply with

Business Tax ID, PG are available

How it works

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Connect with an HP Business Advisor

Our expert advisors will help you find the right solution for your business' needs.

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Get approved

It's fast and streamlined-many applicants are approved within hours.

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Quick & Easy Checkout

Complete your purchase with your HP Business Account Manager.

Let us help you find business financing solutions you can trust.

Connect with a trusted business advisor today.

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Speak with an expert advisor.

Monday-Friday, 8am-8:30pm EST

Call now

Call 1-866-625-5949

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Get all your questions answered.

Monday-Friday, 8am-8:30pm EST

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Request a quote or call back.

We will respond within 1 business day.

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Thank you for your inquiry, our team will respond within 1 business day. If you require a faster response, please call or chat.

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Have an existing account?

Access convenient tools for managing your account such as online bill pay,
paperless statements, and more through our partner's customer portal.

HP Business Leasing

HP Business Leasing

Check estimated monthly costs for each item based on a sample 3-year FMV lease contract.2

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Curved monitor setup with laptop, keyboard, mouse, headphones, webcam, and vase of lilies on a white desk.
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1.  Poly Voyager Headset

$8.39 / Month

+

2.  HP Elite Dragonfly
13.5 Chromebook

$72.16 / Month

+

3.  HP 650 Wireless
Keyboard and
Mouse Combo

$2.20 / Month

+

4.  Poly Sync 20-M Speakerphone

$3.61 / Month

+

5.  HP Universal USB-C Multiport Hub

$3.46 / Month

+

6.  Poly Studio R30 USB Video Bar

$21.06 / Month

+

7.  HP Series 5 Pro
34 inch WQHD USB-C
Conferencing Monitor

$20.73 / Month

+

8.  HP USB-C 65W
Laptop Charger

$2.65 / Month

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Financing is great for small businesses to enterprise clients in industries that benefit from:

  • Cash flow protection
  • Manageable budgeting
  • Preserved and maximized capital
Three people talking around a table with an HP laptop showing a product.

Do more with HP Business PCs with Windows 11

Designed to handle everyday work tasks with ease, HP business computers ensure your data, identity, and devices are safeguarded against cyber threats. Work anywhere without compromising on performance with Windows 11 and HP collaboration, security, and connectivity technology.

Man at a desk using a curved monitor and HP laptop, holding a coffee mug in a home office.

Resources to help you choose the right payment plan for your business

Looking for consumer financing options? HP Financing is also available.

Learn more

HP Small and
Medium Business
Products

Shop

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HP Business Financing FAQ

General Understanding Down arrow

What is a payment plan, and how is it different from a loan or purchase? Down arrow

A payment plan gives you access to HP technology for a fixed term with predictable payments and without a large upfront investment. Unlike a loan, ownership may be optional at the end, and the focus is on flexibility, not debt.

What types of HP business technology can be financed with an HP Business Financing payment plan?

Select HP business laptops and desktops may be eligible. Contact an HP Business Advisor for more information.

What is the difference between a $1 Buyout and a Fair Market Value (FMV) payment plan?

  • $1 Buyout Payment Plan: You own the equipment at the end of the plan for just $1.

  • FMV Payment Plan: You return or upgrade the equipment at the end of the plan. This is ideal for businesses that want to stay current with the latest HP tech.

Is a payment plan right for my business?

If you value flexibility, predictable costs, and access to up-to-date HP tech, a payment plan is an ideal solution. Contact an HP Business Advisor to learn more.

Payments and Terms

What are typical payment plan terms?

Terms usually run 12 to 60 months, with 24- or 36-month options being most common.

How are monthly payments calculated?

Monthly payments are based on total cost, term length, and end-of-term choices. Your credit profile and any available promotions may influence pricing.

Can payments be deferred or customized?

Yes. Plans can include deferred starts, seasonal billing, or custom schedules that match your cash flow.

Are 0% financing options available?

In many cases, yes. Contact an HP Business Advisor to learn more about current HP Business Financing promotions.

End-of-Term Options

What happens at the end of the payment plan?

At the end of your payment plan, you may choose to :

  • Pay to own the equipment.

  • Return the equipment.

  • Upgrade to new HP tech and start a new payment plan.

Contact an HP Business Advisor to discuss your options and to learn more about current HP Business Financing promotions.

Can I upgrade before the plan ends?

Yes. Some plans allow early upgrades or add-ons mid-term. Let us help you find technology solutions you can trust to discuss your options and to learn more about current HP Business Financing promotions.

How do Buyout options work at the end of a plan?

$1 Buyout plans let you own the HP equipment outright. FMV plans give you flexibility to purchase the equipment at fair market value or return it.

Benefits

How does a payment plan help my cash flow?

A payment plan will spread costs over time, preserving capital and smoothing your budget.

Can I stay up to date with the latest HP tech?

Yes! FMV payment plans support regular refresh cycles, so your tools never fall behind.

Are monthly payments tax-deductible?

Often, yes. Payment plan costs may be classified as an operational expense. (Always check with your business accountant first.)

Is a large upfront payment required?

Typically, no. Most plans require little to no money down.

Approval Process

What is the HP Business Financing approval process like?

It's fast and streamlined, and many applicants are approved within hours.

How soon can I get approved?

You may be approved for an HP Business Financing payment plan often on the same day you apply, depending on the documentation you provide and following a credit review.

Will the application process affect my credit?

Our financing partner's underwriting resources use publicly available commercial credit information so your commercial credit score won't be impacted.

Service and Protection

Are warranties or support included?

Contact an HP Business Advisor to learn more about adding warranties and getting support for your tech.

Who handles service and repairs?

Contact an HP Business Advisor to learn more about HP tech service and repairs.

Terms & conditions
  1. Offer good on select business laptops and desktops. Transactions are subject to equipment pricing and credit approval. Deal sizes include: $3,000-$250,000 on a 36-month term. Fair Market Value deals only. Hardware must exceed 50% of total transaction, excluding printers and other print products. Chromebooks are ineligible for the promotion. The agreement must be commenced by 01/30/2026 and funded by 02/27/2026. The advertised opportunity is intended as a lease and not as a loan. The lessor will own the leased equipment. The terms and conditions of the lease contract control, and you may be required to pay renewal payments, purchase options, return fees, and other amounts. The promotional rate does not represent an annual percentage rate. The total of all lease payments and any renewal payments or purchase option is likely to exceed any cash price initially offered.
  2. Monthly prices calculated at full MSRP on a 3-year FMV lease configuration. Pricing will vary based upon actual product selection and available discounts at time of purchase.
More useful links
Disclaimer

Offers subject to change, not combinable with all other offers, and exclusions may apply, while supplies last. HP may impose a purchase quantity limit (for example, 3 units per order). Taxes, shipping, and other fees may apply as applicable. HP reserves the right to cancel orders arising from pricing or other errors. Prices, specifications, availability, and terms of offers may change without notice. Price protection, price matching or price guarantees do not apply to Intra-day, Daily Deals or limited-time promotions. These terms apply only to products sold by HP.com; reseller offers may vary. Items sold by HP.com are not for immediate resale. Orders that do not comply with HP.com terms, conditions, and limitations may be cancelled. Contract and volume customers not eligible.

HP’s strikethrough price is HP’s MSRP, which is HP’s suggested retail price for authorized channel partners, based on a number of factors, including but not limited to manufacturing and component parts.  The MSRP may not be the prevailing market price or regular retail price.

Microsoft and Windows are US registered of Microsoft Corporation. Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Itanium, Itanium Inside, Intel Evo, Intel Optane, Iris, Itanium, MAX, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi and Xeon Inside are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries.

Not all features are available in all editions or versions of Windows. Systems may require upgraded and/or separately purchased hardware, drivers, software or BIOS update to take full advantage of Windows functionality. Windows is automatically updated and enabled. High speed internet and Microsoft account required. ISP fees may apply and additional requirements may apply over time for updates. See http://www.windows.com.

Earn HP Rewards on select products from the following categories: Laptops, Desktops, Printers, Business PC’s, select Accessories, and select Ink, Toner & Paper. Exclusions apply, and program membership required. See details HP Rewards

The personal information you provide will be used according to the HP Privacy Statement

✦America’s most trusted printer brand: Based on 2022 semi-annual internal brand surveys commissioned by HP.

*2 years of ink included with the best print quality every time: Based upon 150 and 200 pages per month of HP Smart Tank customers’ usage. Actual yield varies considerably based on content of printed pages and other factors. Average yield based on ISO/IEC 24711 or HP testing methodology and continuous printing. Some ink from included bottles is used to start up the printer. For details, see: www.hp.com/go/learnaboutsupplies. Print quality tested on everyday paper. Compared to the majority of in-class, 3:1 and 4:1 duplex, wireless A4 ink tank printers under $552 USD. Printers selected by market share as reported by IDC Quarterly Hardcopy Peripherals Tracker – Final Historical CYQ2 2023. Claim based on publicly available information as of September 2023 and Keypoint Intelligence hands-on testing and study in September 2023 commissioned by HP. Details: www.keypointintelligence.com/hpbesteverydayprintquality.

**Copilot in Windows (in preview) is available in select global markets and will be rolled out to additional markets over time. See microsoft.com/en-us/windows/windows-10-specifications for more information.

++Offer good on select business laptops and desktops. Transactions are subject to equipment pricing and credit approval. Deal sizes include: $3,000-$250,000 on a 36-month term. Fair Market Value deals only. The 2.99% is on a stream of payments, and the actual yield to GreatAmerica Financial Services may vary. Hardware must exceed 50% of total transaction, excluding printers and other print products. Chromebooks are ineligible for the promotion. The agreement must be commenced by 07/31/25 and funded by 08/31/25. Contact an advisor for details. +1-(888)-860-9635.

+Deferred Interest, Payment Required Plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. Gift cards do not qualify for promotional plans. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of November 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Account holders: see your credit card agreement for Account terms.

Credit account offers are subject to credit approval.

HP Credit Accounts are issued by Comenity Capital Bank, a Bread Financial™ Company.

*HP.com exclusive product! This product is only available for purchase on HP.com US Store and HyperX.com. You will not find it at any other authorized HP retailers. SKUs included: 67J25AA#ABA, 4P5L2AA, 4P5L3AA, 7P5J2AA, 4P5E3AA, 67J23AA, 4Z7X3AA, 4S7T2AA, 683M4AA, 67J22AA. Availability may be limited and subject to change. Prices and promotions may vary between HP.com US Store and HyperX.com. HP disclaims all liability for products sold by unauthorized third-party sellers.

Save $30 on select printers when you buy any PC: $30 instant savings is available to end-user customers who purchase both a new HP qualifying printer (1W2Y9A#B1H, 1W2Y8A#B1H, B63JSA#B1H, B63K3A#B1H, 53N95A#B1H, CZ993A#B1H, CZ992A#B1H, 537P6A#B1H, 40Q35A#B1H, 40Q51A#B1H, 403X0A#B1H, 404M0A#B1H, 1F3Y0A#B1H, 5D1B2A#B1H, 7XV38A#B1H, 2H0B9A#B1H, 28B49A#B1H, 28B70A#B1H, 28B98A#B1H, 6GW99F#BGJ, 6GX01F#BGJ, 3G650F#BGJ, 3G628F#BGJ, 9D2X4F#BGJ, 499Q9F#BGJ, 499Q5F#BGJ, 499Q3F#BGJ, 2Z599F#BGJ, 2Z600F#BGJ, 2Z601F#BGJ, 2Z618F#BGJ, 2Z619F#BGJ, 4RA85F#BGJ, 4RA86F#BGJ, 4RA81F#BGJ, 4RA82F#BGJ) and any new HP notebook or desktop PC in the same transaction. This offer is combinable with standalone instant rebate savings. This offer does not apply to HP demo or refurbished products. This promotion is NOT combinable with any of HP’s Trade-In promotions. Purchases by HP resellers and internal HP orders are ineligible. HP may modify or withdraw this promotion at any time. Offer valid through December 27, 2025.

1Up to 34 hours local video playback requires unit configured with Qualcomm Snapdragon X1-26-100, 16GB RAM, 2K OLED non-touch display, 512 GB PCle SSD storage. Available on select display configurations. Battery life tested by HP using continuous FHD video playback, 2K OLED non-touch display, 200 nits for the HP OmniBook 5 16" model, system audio level as image default, player audio level at 100%, played full-screen from local storage, headphone attached or through speaker (if no audio jack port), wireless on but not connected. Actual battery life will vary depending on configuration and maximum capacity will naturally decrease with time and usage. Starting in July 2025, the HP OmniBook 5 14" inch model (configured with Qualcomm Snapdragon X1-26-100, 16GB RAM, 2K OLED non-touch display, 512 GB PCle SSD storage) may be able to achieve up to 34 hours of local video playback at 200 nits as a result of power consumption improvements to its panel.

*Customers receive three bonus months on Microsoft 365 Personal and Family subscriptions when a credit card is provided during activation. After the initial subscription period, your subscription automatically renews for 1 year, unless it is cancelled.

Source: 2025 ACSI® Survey of customers rating their own computer manufacturer. HP was ranked #1 for customer satisfaction. ACSI and its logo are registered trademarks for the American Customer Satisfaction Index LLC. For more about ACSI, visit theacsi.org.