HP Business
Financing
Payment solutions to help you
drive success for your business.
0% Leasing
for 36 months1
Upgrade your tech with leases as low as 0%
on select business laptops and desktops.
Why Choose HP Business Financing
Finance it all: hardware, software, services and accessories with fixed low monthly payments
Procure full workforce solutions at a low monthly rate
Boost productivity and security without a large cash expenditure
Terms from 12 to 60
months
$1 Buyout and Fair Market Value (FMV) payment plans available
Financing options
Account
HP Business Leasing
Details
-
Fair Market Value leases
-
$1 Buyout Option leases
How to Checkout
Call Business Advisor:
1-866-625-5949
Min. Purchase
$3,000
Apply with
Business Tax ID, PG are available
How it works

Connect with an HP Business Advisor
Our expert advisors will help you find the right solution for your business' needs.
Get approved
It's fast and streamlined-many applicants are approved within hours.

Quick & Easy Checkout
Complete your purchase with your HP Business Account Manager.
Let us help you find business financing solutions you can trust.
Connect with a trusted business advisor today.
Hi ,
Thank you for your inquiry, our team will respond within 1 business day. If you require a faster response, please call or chat.
Call +1-(888)-860-9635
Have an existing account?
Access convenient tools for managing your account such as online bill pay,
paperless statements,
and more through our partner's customer portal.
HP Business Leasing
HP Business Leasing
Check estimated monthly costs for each item based on a sample 3-year FMV lease contract.2

1. Poly Voyager Headset
$8.39 / Month
2. HP Elite Dragonfly
13.5 Chromebook
$72.16 / Month
3. HP 650 Wireless
Keyboard and
Mouse Combo
$2.20 / Month
4. Poly Sync 20-M Speakerphone
$3.61 / Month
5. HP Universal USB-C Multiport Hub
$3.46 / Month
7. HP Series 5 Pro
34 inch WQHD USB-C
Conferencing Monitor
$20.73 / Month
8. HP USB-C 65W
Laptop Charger
$2.65 / Month

Financing is great for small businesses to enterprise clients in industries that benefit from:
- Cash flow protection
- Manageable budgeting
- Preserved and maximized capital

Do more with HP Business PCs with Windows 11
Designed to handle everyday work tasks with ease, HP business computers ensure your data, identity, and devices are safeguarded against cyber threats. Work anywhere without compromising on performance with Windows 11 and HP collaboration, security, and connectivity technology.
Resources to help you choose the right payment plan for your business
Looking for consumer financing options? HP Financing is also available.
Learn moreHP Small and
Medium Business
Products
HP Business Financing FAQ
General Understanding
What is a payment plan, and how is it different from a loan or purchase?
A payment plan gives you access to HP technology for a fixed term with predictable payments and without a large upfront investment. Unlike a loan, ownership may be optional at the end, and the focus is on flexibility, not debt.
What types of HP business technology can be financed with an HP Business Financing payment plan?
Select HP business laptops and desktops may be eligible. Contact an HP Business Advisor for more information.
What is the difference between a $1 Buyout and a Fair Market Value (FMV) payment plan?
-
$1 Buyout Payment Plan: You own the equipment at the end of the plan for just $1.
-
FMV Payment Plan: You return or upgrade the equipment at the end of the plan. This is ideal for businesses that want to stay current with the latest HP tech.
Is a payment plan right for my business?
If you value flexibility, predictable costs, and access to up-to-date HP tech, a payment plan is an ideal solution. Contact an HP Business Advisor to learn more.
Payments and Terms
What are typical payment plan terms?
Terms usually run 12 to 60 months, with 24- or 36-month options being most common.
How are monthly payments calculated?
Monthly payments are based on total cost, term length, and end-of-term choices. Your credit profile and any available promotions may influence pricing.
Can payments be deferred or customized?
Yes. Plans can include deferred starts, seasonal billing, or custom schedules that match your cash flow.
Are 0% financing options available?
In many cases, yes. Contact an HP Business Advisor to learn more about current HP Business Financing promotions.
End-of-Term Options
What happens at the end of the payment plan?
At the end of your payment plan, you may choose to :
-
Pay to own the equipment.
-
Return the equipment.
-
Upgrade to new HP tech and start a new payment plan.
Contact an HP Business Advisor to discuss your options and to learn more about current HP Business Financing promotions.
Can I upgrade before the plan ends?
Yes. Some plans allow early upgrades or add-ons mid-term. Let us help you find technology solutions you can trust to discuss your options and to learn more about current HP Business Financing promotions.
How do Buyout options work at the end of a plan?
$1 Buyout plans let you own the HP equipment outright. FMV plans give you flexibility to purchase the equipment at fair market value or return it.
Benefits
How does a payment plan help my cash flow?
A payment plan will spread costs over time, preserving capital and smoothing your budget.
Can I stay up to date with the latest HP tech?
Yes! FMV payment plans support regular refresh cycles, so your tools never fall behind.
Are monthly payments tax-deductible?
Often, yes. Payment plan costs may be classified as an operational expense. (Always check with your business accountant first.)
Is a large upfront payment required?
Typically, no. Most plans require little to no money down.
Approval Process
What is the HP Business Financing approval process like?
It's fast and streamlined, and many applicants are approved within hours.
How soon can I get approved?
You may be approved for an HP Business Financing payment plan often on the same day you apply, depending on the documentation you provide and following a credit review.
Will the application process affect my credit?
Our financing partner's underwriting resources use publicly available commercial credit information so your commercial credit score won't be impacted.
Service and Protection
Are warranties or support included?
Contact an HP Business Advisor to learn more about adding warranties and getting support for your tech.
Who handles service and repairs?
Contact an HP Business Advisor to learn more about HP tech service and repairs.
- Offer good on select business laptops and desktops. Transactions are subject to equipment pricing and credit approval. Deal sizes include: $3,000-$250,000 on a 36-month term. Fair Market Value deals only. Hardware must exceed 50% of total transaction, excluding printers and other print products. Chromebooks are ineligible for the promotion. The agreement must be commenced by 01/30/2026 and funded by 02/27/2026. The advertised opportunity is intended as a lease and not as a loan. The lessor will own the leased equipment. The terms and conditions of the lease contract control, and you may be required to pay renewal payments, purchase options, return fees, and other amounts. The promotional rate does not represent an annual percentage rate. The total of all lease payments and any renewal payments or purchase option is likely to exceed any cash price initially offered.
- Monthly prices calculated at full MSRP on a 3-year FMV lease configuration. Pricing will vary based upon actual product selection and available discounts at time of purchase.











