HP Business Financing

HP Business
Financing

Payment solutions to help you
drive success for your business.

Talk to an expert
Three colleagues collaborate around a table with a laptop, documents, and notebooks.
Workstation computer setup with a monitor displaying video editing software, a laptop, keyboard, and mouse.

0% Leasing
for 36 months++

Upgrade your tech with leases as low as 0%
on select business laptops and desktops.

Learn more

Why Choose HP Business Financing

Finance it all: hardware, software, services and accessories with fixed low monthly payments

Work force icon

Procure full workforce solutions at a low monthly rate

Graph icon

Boost productivity and security without a large cash expenditure

calendar_icon

Terms from 12 to 60
months

A hand with dollar icon

$1 Buyout and Fair Market Value (FMV) payment plans available

Financing options

Account

HP Business Leasing

Details

  • Fair Market Value leases

  • $1 Buyout Option leases

How to Apply

How to Checkout

Call Business Advisor:
1-866-625-5949

Min. Purchase

$5,000

Apply with

Business Tax ID, PG are available

How it works

Icon

Connect with an HP Business Advisor

Our expert advisors will help you find the right solution for your business' needs.

Clock icon

Get approved

It's fast and streamlined-many applicants are approved within hours.

Cart icon

Quick & Easy Checkout

Complete your purchase with your HP Business Account Manager.

Let us help you find business financing solutions you can trust.

Connect with a trusted business advisor today.

A girl with a headset

Speak with an expert advisor.

Monday-Friday, 8am-8:30pm EST

Call now

Call 1-866-625-5949

Three professionals in a modern office participate in a video conference with data displayed on a large screen.

Get all your questions answered.

Monday-Friday, 8am-8:30pm EST

Chat now
A Black woman in a pink blazer talks on a white desk phone while sitting at a desk with a laptop and office plant.

Request a quote or call back.

We will respond within 1 business day.

Message now

Hi ,

Thank you for your inquiry, our team will respond within 1 business day. If you require a faster response, please call or chat.

Close

ERROR submitting form, please try again.


Close

Have an existing account?

Access convenient tools for managing your account such as online bill pay,
paperless statements, and more through our partner's customer portal.

HP Business Leasing

HP Business Leasing

Check estimated monthly costs for each item based on a sample 3-year FMV lease contract.1

Next arrow icon
Curved monitor setup with laptop, keyboard, mouse, headphones, webcam, and vase of lilies on a white desk.
+

1.  Poly Voyager Headset

$8.39 / Month

+

2.  HP Elite Dragonfly
13.5 Chromebook

$72.16 / Month

+

3.  HP 650 Wireless
Keyboard and
Mouse Combo

$2.20 / Month

+

4.  Poly Sync 20-M Speakerphone

$3.61 / Month

+

5.  HP Universal USB-C Multiport Hub

$3.46 / Month

+

6.  Poly Studio R30 USB Video Bar

$21.06 / Month

+

7.  HP Series 5 Pro
34 inch WQHD USB-C
Conferencing Monitor

$20.73 / Month

+

8.  HP USB-C 65W
Laptop Charger

$2.65 / Month

Woman in yellow sweater uses laptop among warehouse shelves filled with boxes.

Financing is great for small businesses to enterprise clients in industries that benefit from:

  • Cash flow protection
  • Manageable budgeting
  • Preserved and maximized capital
Three people talking around a table with an HP laptop showing a product.

Do more with HP Business PCs with Windows 11

Designed to handle everyday work tasks with ease, HP business computers ensure your data, identity, and devices are safeguarded against cyber threats. Work anywhere without compromising on performance with Windows 11 and HP collaboration, security, and connectivity technology.

Man at a desk using a curved monitor and HP laptop, holding a coffee mug in a home office.

Resources to help you choose the right payment plan for your business

Looking for consumer financing options? HP Financing is also available.

Learn more

HP Small and
Medium Business
Products

Shop

A girl working at a desktop computer.

HP Business Financing FAQ

General Understanding Down arrow

What is a payment plan, and how is it different from a loan or purchase? Down arrow

A payment plan gives you access to HP technology for a fixed term with predictable payments and without a large upfront investment. Unlike a loan, ownership may be optional at the end, and the focus is on flexibility, not debt.

What types of HP business technology can be financed with an HP Business Financing payment plan?

Select HP business laptops and desktops may be eligible. Contact an HP Business Advisor for more information.

What is the difference between a $1 Buyout and a Fair Market Value (FMV) payment plan?

  • $1 Buyout Payment Plan: You own the equipment at the end of the plan for just $1.

  • FMV Payment Plan: You return or upgrade the equipment at the end of the plan. This is ideal for businesses that want to stay current with the latest HP tech.

Is a payment plan right for my business?

If you value flexibility, predictable costs, and access to up-to-date HP tech, a payment plan is an ideal solution. Contact an HP Business Advisor to learn more.

Payments and Terms

What are typical payment plan terms?

Terms usually run 12 to 60 months, with 24- or 36-month options being most common.

How are monthly payments calculated?

Monthly payments are based on total cost, term length, and end-of-term choices. Your credit profile and any available promotions may influence pricing.

Can payments be deferred or customized?

Yes. Plans can include deferred starts, seasonal billing, or custom schedules that match your cash flow.

Are 0% financing options available?

In many cases, yes. Contact an HP Business Advisor to learn more about current HP Business Financing promotions.

End-of-Term Options

What happens at the end of the payment plan?

At the end of your payment plan, you may choose to :

  • Pay to own the equipment.

  • Return the equipment.

  • Upgrade to new HP tech and start a new payment plan.

Contact an HP Business Advisor to discuss your options and to learn more about current HP Business Financing promotions.

Can I upgrade before the plan ends?

Yes. Some plans allow early upgrades or add-ons mid-term. Let us help you find technology solutions you can trust to discuss your options and to learn more about current HP Business Financing promotions.

How do Buyout options work at the end of a plan?

$1 Buyout plans let you own the HP equipment outright. FMV plans give you flexibility to purchase the equipment at fair market value or return it.

Benefits

How does a payment plan help my cash flow?

A payment plan will spread costs over time, preserving capital and smoothing your budget.

Can I stay up to date with the latest HP tech?

Yes! FMV payment plans support regular refresh cycles, so your tools never fall behind.

Are monthly payments tax-deductible?

Often, yes. Payment plan costs may be classified as an operational expense. (Always check with your business accountant first.)

Is a large upfront payment required?

Typically, no. Most plans require little to no money down.

Approval Process

What is the HP Business Financing approval process like?

It's fast and streamlined, and many applicants are approved within hours.

How soon can I get approved?

You may be approved for an HP Business Financing payment plan often on the same day you apply, depending on the documentation you provide and following a credit review.

Will the application process affect my credit?

Our financing partner's underwriting resources use publicly available commercial credit information so your commercial credit score won't be impacted.

Service and Protection

Are warranties or support included?

Contact an HP Business Advisor to learn more about adding warranties and getting support for your tech.

Who handles service and repairs?

Contact an HP Business Advisor to learn more about HP tech service and repairs.

Terms & conditions
  1. Monthly prices calculated at full MSRP on a 3-year FMV lease configuration. Pricing will vary based upon actual product selection and available discounts at time of purchase.
  2. ++ Offer good on select business laptops and desktops. Transactions are subject to equipment pricing and credit approval. Deal sizes include: $5,000-$250,000 on a 36-month term. Fair Market Value deals only. Hardware must exceed 50% of total transaction, excluding printers and other print products. Chromebooks are ineligible for the promotion. The agreement must be commenced by 10/31/2026 and funded by 11/30/2026. The advertised opportunity is intended as a lease and not as a loan. The lessor will own the leased equipment. The terms and conditions of the lease contract control, and you may be required to pay renewal payments, purchase options, return fees, and other amounts. The promotional rate does not represent an annual percentage rate. The total of all lease payments and any renewal payments or purchase option is likely to exceed any cash price initially offered.
More useful links
Disclaimer

We are working to meet the current extraordinary customer demand for our products. Our website reflects current product availability but circumstances are dynamic. You may check your order status via our Track My Order page (Click Here to log in). We will send updates by email as soon as they are available. We greatly value your business and appreciate your ongoing patience as we work to get your order to you.

Prices, specifications, availability and terms of offers may change without notice. Price protection, price matching or price guarantees do not apply to Intra-day, Daily Deals or limited-time promotions. Quantity limits may apply to orders, including orders for discounted and promotional items. Despite our best efforts, a small number of items may contain pricing, typography, or photography errors. Correct prices and promotions are validated at the time your order is placed. These terms apply only to products sold by HP.com; reseller offers may vary. Items sold by HP.com are not for immediate resale. Orders that do not comply with HP.com terms, conditions, and limitations may be cancelled. Contract and volume customers not eligible.

HP’s strikethrough price is HP’s MSRP, which is HP’s suggested retail price for authorized channel partners, based on a number of factors, including but not limited to manufacturing and component parts.  The MSRP may not be the prevailing market price or regular retail price.

The following applies to HP systems with Intel Skylake or next-generation silicon chip-based system shipping with Windows 7, Windows 8, Windows 8.1 or Windows 10 Pro systems downgraded to Windows 7 Professional, Windows 8 Pro, or Windows 8.1: This version of Windows running with the processor or chipsets used in this system has limited support from Microsoft. For more information about Microsoft’s support, please see Microsoft’s Support Lifecycle FAQ at https://support.microsoft.com/lifecycle

In-home warranty is available only on select customizable HP desktop PCs. Need for in-home service is determined by HP support representative. Customer may be required to run system self-test programs or correct reported faults by following advice given over phone. On-site services provided only if issue can't be corrected remotely. Service not available holidays and weekends.

HP will transfer your name and address information, IP address, products ordered and associated costs and other personal information related to processing your application to Bill Me Later®. Bill Me Later will use that data under its privacy policy.

Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Intel Evo, Itanium, Itanium Inside, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi, Xeon Inside, Intel Agilex, Arria, Cyclone, Movidius, eASIC, Enpirion, Iris, MAX, Intel RealSense, Stratix, and Intel Optane are trademarks of Intel Corporation or its subsidiaries.

Business Solutions Laptops & Desktops

Not all features are available in all editions or versions of Windows. Systems may require upgraded and/or separately purchased hardware, drivers, software or BIOS update to take full advantage of Windows functionality. Windows is automatically updated and enabled. High speed internet and Microsoft account required. ISP fees may apply and additional requirements may apply over time for updates. See http://www.windows.com.

HP Rewards qualifying and eligible products/purchases are defined as those from the following categories: Printers, Business PCs (Elite, Pro and Workstation brands), select Business Accessories and select Ink, Toner & Paper.My HP Rewards

“Best All In One Printer” and “the easiest printer you’ve ever had to set up” from Wirecutter. ©2020 The Wirecutter, Inc.. All rights reserved. Used under license. https://www.nytimes.com/wirecutter/reviews/best-all-in-one-printer/

Microsoft Windows 10: Not all features are available in all editions or versions of Windows 10. Systems may require upgraded and/or separately purchased hardware, drivers, software or BIOS update to take full advantage of Windows 10 functionality. Windows 10 is automatically updated, which is always enabled. ISP fees may apply and additional requirements may apply over time for updates. See http://www.microsoft.com.
Intel Processor: Intel's numbering is not a measurement of higher performance.
AMD Processor: AMD's model numbering is not a measurement of clock speed. Dual/Quad/Triple Core is a new technology designed to improve performance of multithreaded software products and hardware-aware multitasking operating systems and may require appropriate operating system software for full benefit. Not all customers or software applications will necessarily benefit from use of this technology.
Hard Drive: Actual formatted capacity is less. A portion of the hard drive is reserved for system recovery software — for notebooks up to: 30GB (Windows 8.1 & Windows 7), 12GB (MCE); for desktops up to: 30GB (Windows 8.1), 14GB (Windows 7), 12GB (MCE). For hard drives and storage drives 1GB = 1 billion bytes and 1TB = 1 trillion bytes.
HD (High Definition) content required to view HD images
Blu-ray Drive requires the following disclaimer: As Blu-ray is a new format containing new technologies, certain disc, digital connection, compatibility and/or performance issues may arise, and do not constitute defects in the product. Flawless playback on all systems is not guaranteed. In order for some Blu-ray titles to play, they may require a DVI or HDMI digital connection and your display may require HDCP support. This Blu-ray drive does not support writing to ultra-high speed CDRW media (16X to 32X advertised performance). HD-DVD movies cannot be played on this PC
Wireless LAN: Wireless access point and Internet service required and not included.

**Copilot in Windows (in preview) is available in select global markets and will be rolled out to additional markets over time. See microsoft.com/en-us/windows/windows-10-specifications for more information.

*HP.com exclusive product! This product is only available for purchase on HP.com US Store and HyperX.com. You will not find it at any other authorized HP retailers. SKUs included: 67J25AA#ABA, 4P5L2AA, 4P5L3AA, 7P5J2AA, 4P5E3AA, 67J23AA, 4Z7X3AA, 4S7T2AA, 683M4AA, 67J22AA. Availability may be limited and subject to change. Prices and promotions may vary between HP.com US Store and HyperX.com. HP disclaims all liability for products sold by unauthorized third-party sellers.

++ Offer good on select business laptops and desktops. Transactions are subject to equipment pricing and credit approval. Deal sizes include: $5,000-$250,000 on a 36-month term. Fair Market Value deals only. Hardware must exceed 50% of total transaction, excluding printers and other print products. Chromebooks are ineligible for the promotion. The agreement must be commenced by 10/31/2026 and funded by 11/30/2026. The advertised opportunity is intended as a lease and not as a loan. The lessor will own the leased equipment. The terms and conditions of the lease contract control, and you may be required to pay renewal payments, purchase options, return fees, and other amounts. The promotional rate does not represent an annual percentage rate. The total of all lease payments and any renewal payments or purchase option is likely to exceed any cash price initially offered.

+Deferred Interest, Payment Required Plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. Gift cards do not qualify for promotional plans. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of September 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Account holders: see your credit card agreement for Account terms.

Credit account offers are subject to credit approval.

HP Credit Accounts are issued by Comenity Capital Bank, a Bread Financial™ Company.

*Customers receive three bonus months on Microsoft 365 Personal and Family subscriptions when a credit card is provided during activation. After the initial subscription period, your subscription automatically renews for 1 year, unless it is cancelled.